One of 4 categories of Health Insurance Marketplace® plans (sometimes called “metal levels”). Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care. Important: If you qualify for “cost sharing reductions” (or “extra savings”) you can save a lot of money on deductibles, copayments, and coinsurance when you get care — but only if you pick a Silver plan.Silver plans are the most common choice of Marketplace shoppers.Related contentMarketplace insurance categoriesTypes of plans and provider networksSave on out-of-pocket costs — only with a Silver plan