A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.There are 4 basic types of qualifying life events. (The following are examples, not a full list.)Loss of health coverageLosing existing health coverage, including job-based, individual, and student plansLosing eligibility for Medicare, Medicaid, or CHIPTurning 26 and losing coverage through a parent’s planChanges in householdGetting married or divorcedHaving a baby or adopting a childDeath in the familyChanges in residenceMoving to a different ZIP code or countyA student moving to or from the place they attend schoolA seasonal worker moving to or from the place they both live and workMoving to or from a shelter or other transitional housingOther qualifying eventsChanges in your income that affect the coverage you qualify forGaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholderBecoming a U.S. citizenLeaving incarceration (jail or prison)AmeriCorps members starting or ending their serviceRelated contentGet all qualifying life events