A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (also called your deductible).A high deductible plan can be combined with a health savings account (HSA), for you to pay for certain medical expenses with money you set aside in your tax-free HSA. This is why it’s more commonly called an HSA-eligible plan.Related ContentLearn about HSA-eligible plans, including the minimum and maximum yearly deductible amounts.Read IRS.gov Publication 969 for details on HSAs, and discover if you qualify.